An instant decision when you apply online; Our lowest rate of 2.9%APR representative is available on loans from £7,500 - £25,000 over 1-3 years; Eligible Please enter the word you see in the image for security purpose : The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply. For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454. *Terms and conditions apply. Financing amount up to RM 150,000. Financing tenure up to 10 years. Takaful coverage is optional. Malaysian citizen. Minimum age of 18 years and maximum 60 years old at the end of the financing tenure. Minimum fixed monthly income of RM 2,000 including fixed allowances. Confirmed in Employment. There will be several fees and charges to be paid when applying for a personal loan from Bank Rakyat. Stamp duty: 0.5% of the total financing amount; Late Payment Fee: 1% p.a. on outstanding amount; Takaful: Bank Rakyat will advise you to apply for Takaful coverage when applying; Wakalah or Agency fee: RM28.30 (inclusive of Broker Fee)
Bank Rayat Personal Financing-i Swasta is the personal loan package that is catered for private sector professionals such as doctors, engineer, lawyer and public listed companies employees . This is a personal loan for private sector unlike typical loans from Bank Rakyat which is catered for public sectors. The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply. For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454. *Terms and conditions apply. Non-current / savings account holder,is required to contact Bank Rakyat call center at 1-300-80-5454 to get the Temporary ID. Enter any 6-digits temporary T-PIN according to your preference. Re-enter the number for confirmation. Our operating hours are Monday – Friday: 7.30am – 9.30pm Saturday & Sunday: 8.30am – 5.30pm.
What documents are required to apply for Bank Rakyat personal loan? As this is unsecured personal financing, you don't need to provide a guarantor or collateral to back up your application. Bank Rakyat will ask for personal and income documents such as: First time applicant. Copy of MyKad (front and back) Latest 3-months salary slip Bank Rakyat Personal Financing-i Private Sector is focusing on full-time employees of private sector organizations. Meanwhile, selected company by Bank Rakyat will enjoy lower profit rate, as low as 4.95% per annum. The approval process is within 5 business days and there is no need for any guarantor or collateral in order to apply for the loan. Welcome to Bank Rakyat : Perbankan Internet | Internet Banking. Personal; Business; Personal Financing-i. Personal Financing-i Public Sector; Personal Financing-i Private Sector; Personal Financing-i for Pensioner; Close; Auto Financing-i. Auto Financing-i; Close; Home Financing-i. Bank Rayat Personal Financing-i Swasta is the personal loan package that is catered for private sector professionals such as doctors, engineer, lawyer and public listed companies employees . This is a personal loan for private sector unlike typical loans from Bank Rakyat which is catered for public sectors. The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. Terms & conditions apply. For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454. *Terms and conditions apply.
It has a maximum tenure of 5 years. The personal loan also comes with a minimum income requirement of RM2,000. Citibank Ready Credit (Pay Lite) With Citibank Ready Credit (Pay Lite) , the personal loan comes with a effective interest rate starting from 14% p.a. This personal loan has a maximum tenure of 4 years. What documents are required to apply for Bank Rakyat personal loan? As this is unsecured personal financing, you don't need to provide a guarantor or collateral to back up your application. Bank Rakyat will ask for personal and income documents such as: First time applicant. Copy of MyKad (front and back) Latest 3-months salary slip
Bank Rayat Personal Financing-i Swasta is the personal loan package that is catered for private sector professionals such as doctors, engineer, lawyer and public listed companies employees . This is a personal loan for private sector unlike typical loans from Bank Rakyat which is catered for public sectors. Bank Rakyat Personal Loan menawarkan pinjaman peribadi berkaedah islam khususnya kepada Kakitangan Kerajaan dan Swasta Malaysia. Pinjaman Peribadi yang memudahkan pemohon dengan pilihan pembayaran balik melalui BPA (Biro Perkhidmatan Angkasa), potongan dari slipgaji (PGM), pemindahan gaji terus kepada bank dan juga secara tunai.